K2 Advantage 

K2 Advantage is a program for NY Contractors with direct employee payroll with exterior height exposure. All risks must demonstrate experience, strong operational quality and above average business oversight. 

Coverage Highlights 

General Contractors & Trade Contractors

• Focused on practice policies 
• Allowance for employee height up to 10 stories 
• Minimum Premium: $75,000
• Capability to offer $2M/$4M/$4M 

Submission Requirements

• K2 Advantage Submission Cover Page
• Minimum 2 years of loss experience
• Workers Compensation Mod
• Completed binding sheet requisite upon order 

Prohibited Classes

• NYC Street and Road
• NYC Water/Sewer Main
• Crane
• Demolition
• Scaffolding