New York Construction

The New York Construction team has the ability to offer full labor law coverage as well as restrictive coverage for contractors operating in New York.

Coverage Highlights

General Contractors

Focused on renovation/remodeling
Minimum premium: $45,000

Trades:

Direct employee exterior height work limited to 2 stories
Minimum premium: $45,000

Off-Site Wrap:

GL program where 100% of operations are covered under project specific policies
Minimum Premium: $10,000

Limited Form (Action Over Excluded or Full Sub Warranty):

Capabilities include: new ventures, ground up construction, direct employee height work
Minimum premium: $5,000

Excess Capacity

Excess offering aligns with our focus on the primary underwriting of the book. Any capacity is subject to the characteristics and underwriting of each risk.

Lead Position – up to $5,000,000 in supported excess limits
Abilities to offer $2M/$4M/$4M primary GL limits
Minimum Premium (Full Coverage): $25,000
Minimum Premium (Limited Form): $1,500/mil

Prohibited Classes

NYC Street and Road
NYC Water/Sewer Main
Crane
Demolition
Scaffolding