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An Owners Interest policy provides General Liability coverage to a property Owner during the course of construction.

Requirements:

  • Property Owner is hiring a General Contractor to oversee all construction work/activities and job-site safety
  • Owner and Contractor enter into a written contract containing hold harmless, indemnification, and additional insured language in favor of the Owner.
  • Contractor has adequate insurance coverage and limits for the work being performed.

Highlights 

  • Coverage in New York including Action Over available
  • Contractor Conditional Warranty removed for approved Contractors
  • Coverage available for broad scope of work from demolition to high rise ground up construction for both commercial and residential projects.
  • Extended Products Completed Operations available up to State Statute

Limits and Minimum Premiums

  • Primary GL Premiums starting at $1,500 Countrywide and $3,500 in NY
  • Primary Limit Options of 1/2/2 or 2/4/4
  • Excess Liability Limits up to $10M